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If you’d rather not use your home fairness for home improvement initiatives, you could have other options. During the draw period, you probably can borrow cash from the line of credit and may solely be answerable for interest-only funds. Once that period expires, you’ll be able to now not withdraw funds, and you must start repaying both principal and curiosity. A home equity mortgage is a secured loan in opposition to your house, so should you cease making payments, the bank can take possession of your own home.
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